In today's world you want to make sure your assets are fully protected.

 Worksheet: Do you have the coverage you may need? (expand)

Call 781-762-6732 to talk about ways to fill the gaps!

A personal umbrella endorsement offers you and your family additional liability protection over the basic coverage provided by your automobile, homeowners or boat policy.

Personal Umbrella coverage provides:
  • Comprehensive liability protection for you and your family who are household members for a low cost.
  • Personal injury protection (libel, slander or defamation of character)
  • Auto or personal liability protection anywhere in the world
  • Legal defense costs not covered by underlying liability policies

Coverage limits available

  • $1 Million to $5 million required underlying insurance limits:

Automobile liability

  • $250,000 / $500,000 Bodily injury
  • $100,000 Property damage or $300,000 combined single limit

Home liability

  • $300,000
Coverage price for $1 million policy usually between $135.00 and $200.00 for the year.

If responsible for an accident you may have to pay for:

  • Property losses
  • Car damage
  • Loss of use
  • Towing
  • Car rental
  • Damage to personal property
  • Damage to business property
  • Environmental cleanup
  • Liability losses
  • Modification to home
  • Pain & suffering
  • Loss of essential services (Lawn, house cleaning, etc)
  • Attorney fees
  • Loss of wages
  • Medical bills